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Preparing for - and avoiding - moving "bad breaks"

Whether it's for a vacation or a move, packing is rarely on anyone's list of top-ten favorites. If your clients get upset when they get to the hotel and "shipping and handling has caused items to shift" in their suitcases, they're devastated (or angry) when they start unpacking boxes at their new homes and find that items haven't just shifted, they've shattered. You've been to this rodeo and know what the bucking broncos can do, so sharing your experience with your clients can be a critical component of them not opening "boxes of badness."   Box smart Remind them that proper prior prepara...

July 13th, 2017 Preparing for - and avoiding - moving "bad breaks"

The Weekly Mortgage Commentary

This week brings us the release of six relevant economic reports for the bond market to digest in addition to semi-annual congressional testimony by Fed Chair Janet Yellen and two Treasury auctions. Most of the data that is being posted is considered to be of high importance, meaning we will likely see more volatility in the financial markets and mortgage pricing this week. It starts off light with nothing of importance set for Monday or Tuesday. However, the rest of the week is packed with mortgage-relevant reports and other events. Wednesday doesn’t have a relevant morning economic rel...

July 9th, 2017 The Weekly Mortgage Commentary

Lessons Learned To Avoid A Stressful Move

As a designer, she’d helped others move. But her own move proved a bigger challenge   It’s been said that moving is one of life’s most traumatic events, right up there with switching jobs and losing a loved one. Having experienced all three – and having just recently moved with a toddler in tow – I can honestly confirm that, yep, moving is pretty stressful.   We decided to move when our rent rose higher than what we were willing to pay for our apartment. But no one wants to pack and unpack, plus we faced the anxiety of transitioning our 2-year-old to new...

July 8th, 2017 Lessons Learned To Avoid A Stressful Move

Looking for a "fresh" mortgage idea?

Consider a USDA loan During your house search, you've probably heard more mortgage names than you can remember. But there's one with which you might be unfamiliar - a USDA loan. "Wait," you say. "USDA? You mean, like, farms?" Yes, that USDA - the United States Department of Agriculture - but they offer a mortgage option that, if you and the house you're looking at qualify, might surprise you with its benefits. One thing to know, though: the USDA does not issue loans - a portion of the loan is backed by the USDA, but issued and serviced by an approved lender. Humble roots - critical needs The d...

July 8th, 2017 Looking for a "fresh" mortgage idea?

Eight Steps Not to Skip When Buying a Home

Eight No-skip Steps To Buying a Home There are eight major steps you will take when you buy a home and each one is as important in its own way as the last. Make your wish list — Decide where you want to live and how many bedrooms and baths you’ll need. Consider lifestyle — condominiums offer shared amenities, with little responsibility. Single-family homes offer more space and privacy, but they also require more exterior and yard maintenance. Consider buying a fixer-upper for a reduced cost so you can remodel it to suit your needs. Get preapproved — You can prequalify ...

July 6th, 2017 Eight Steps Not to Skip When Buying a Home

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