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Should Your Homebuyers Be "Anti-septic"?

Getting to Know Septic Systems Waste is a terrible thing to mind - and it's something that your homebuyers have to consider when they are looking at a home that has a septic, rather than a public sewage, system. Homebuyers may be surprised to learn that septic systems aren't limited to rural areas and small towns - cities with older neighborhoods/suburbs that were independently founded and then later absorbed by the city proper might still use septic to dispose of their waste. In fact, according to the Environmental Protection Agency, one in five U.S. households use either an individual onsite...

May 21st, 2017 Should Your Homebuyers Be "Anti-septic"?

Make These Upgrades to Boost Your Home’s Resale Value & Save Energy

Most homeowners of older homes would benefit from a home energy audit. An audit will uncover where your home is wasting energy and how to best remedy the situation. Remodeling your kitchen, bathroom or living room may add to your home's resale value, but the following energy-efficient upgrades add value, save you money on your monthly utility bills, and help the environment. Seal & Insulate Take the time to seal your home’s walls, windows, vents and any other cracks or gaps, and consider adding insulation, too. Not only does this improve comfort and save on utilities, but it also red...

May 18th, 2017 Make These Upgrades to Boost Your Home’s Resale Value & Save Energy

The Weekly Mortgage Commentary

This week brings us only three pieces of relevant monthly economic data, none of which are considered to be highly important. That makes it likely that we will see less movement in mortgage rates than last week. The week starts off slow with nothing of relevance set for release Monday. April’s Housing Starts will start the week's activities early Tuesday morning. This report will give us an indication of housing sector strength and mortgage credit demand by tracking newly issued permits and actual starts of new home construction. It is expected to show an increase in new construction sta...

May 15th, 2017 The Weekly Mortgage Commentary

Online Home Values And The Price of Your Home

Plenty of sellers have visited online home valuation sites such as Zillow, Trulia, and others only to be shocked at the published value of their homes. Most sellers are pleased when the values appear higher than they expected, but many online valuations come in far lower. So should you use these values to price your home for sale? Estimating a home’s market value is far from an exact science. What these sites attempt to do is provide greater transparency to homebuyers and sellers by making data derived from public records more accessible. They publish what you paid for your home and how ...

May 11th, 2017 Online Home Values And The Price of Your Home

The Weekly Mortgage Commentary

This week brings us the release of four economic reports that have the potential to influence mortgage rates. All of the week’s relevant events will take place the middle and latter days, with nothing of importance set for Monday or Tuesday. Three of the reports are considered to be of elevated importance to the bond market and therefore mortgage rates. This raises the possibility of seeing noticeable movement in rates multiple days this week. Before we get to the week’s economic reports, we have to deal with a couple of Treasury auctions. The Treasury will hold a 10-year Note sale...

May 7th, 2017 The Weekly Mortgage Commentary

The Home Sellers Curse – The First Offer

Sometimes when everything goes right we have trouble accepting that fact. Perhaps nowhere is this phenomenon more clearly illustrated than in the case where a seller receives a good offer right away. The annals of real estate are well stocked with stories of sellers who refused to take a good, but not perfect, first offer, and who then waited a long, long time before finally accepting something else at a considerably lower price. And most agents who have been around for a while know to shudder when a good strong offer is made almost at the outset of a listing; for the seller’s reservatio...

May 4th, 2017 The Home Sellers Curse – The First Offer

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