The Facts About Credit Repair
Each year, you’re entitled to a free copy of your credit report (not including your credit score) from each of the credit bureaus. It does not require a membership with a credit-monitoring service or any form of payment to receive this report. If a company takes adverse action against you involving credit, such as refusing to provide a loan you applied for, you can also obtain a free report. Click here to learn more about obtaining your credit report.
Many services claim that negative items, like liens and bankruptcies, can be erased from your credit. You can repair your credit by eliminating false items on your credit. However, if you have accurate, but negative information on your report, only time and good payment practices will erase it.
Rebuilding your Credit Score
Axiom Financial’s Sue Potter will offer a FREE seminar, “What You Need to Know About Credit Repair,” on April 18th, from 6-7 pm on the 5th floor of the Jordan Commons Building in Sandy, Utah. Sue will be joined by a credit repair specialist and will discuss what you need to know about your credit, the laws that protect your credit, and what you can do to repair your credit. You will leave informed and hopefully a winner of the giveaway items we’re offering that night. If you or someone you know will benefit from learning more about credit repair options, click here to learn more and register for the seminar.
IN THE NEWS
The Credit Repair Organizations Act
The Federal Trade Commission warns consumers of the many “credit repair” scams offered across the country by way of internet advertising, postcards, newspaper inserts, flyers, and even radio ads. Because these fraudulent companies are so common, the Credit Repair Organizations Act was designed to protect consumers.
Home Maintenance for Spring
In March, we start to see signs that spring is right around the corner. It’s a good time to put together your checklist for home maintenance such as cleaning your window wells, gutters, and downspouts. The National Center for Healthy Housing publishes its Healthy Homes Maintenance Checklist to serve as a guide.