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May Newsletter

May 9th, 2012

May Newsletter

Outdoor Living Spaces Can Increase the Value of Your Home

Summer is finally here and many homeowners are moving their entertainment outdoors. “Outdoor living” once referred to decks, patio furniture, pools and more. Now the term outdoor living refers to much more and can be broken down into basic elements: food, shelter, fire, water and sound. Depending on the budget, the projects can be simple or extravagant.

Food is the most important element which is why outdoor kitchens should be the first piece added to the space. A recent study released by Weber-Stephen Products Co. says respondents reported they spend 59 percent of their time grilling in their outdoor living space.

Other options for upgrading outdoor spaces are adding an element for shade such a pergola, an outdoor fireplace, a water feature; and even a waterproof television. Whether the budget is big or small there are many ways to make outdoor living more inviting and increase the value of a home.

(source: homeimprovementmag.com)

FINANCIAL TIDBIT

FHA Mortgage Insurance Premiums may decrease by 99%

Great News! If you are thinking about refinancing, now is the time! A decrease to Up-Front Mortgage Insurance Premium (UFMIP) is coming on June 11, 2012.

For all Single Family Forward Streamline Refinance transactions that are refinancing existing FHA loans that were closed on or before May 31, 2009, the UFMIP will decrease from 1% to 0.01%. This may decrease your UFMIP payment by 99%! This change is effective for case numbers assigned on or after June 11, 2012.

If you would like to see your options for refinancing, give your Axiom Mortgage Consultant a call!

IN THE NEWS

Axiom Financial has been named Best of State
Axiom Financial (www.axiomfinancial.com), a local full-service mortgage company, has been named Best in State in the Mortgage Category in Utah by Best of State Awards (www.bestofstate.org). This is the fifth time that Axiom Financial has received this award.

AT HOME

Honor Those Who Have Served
Memorial Day, May 28th, is a special day to honor those who gave their lives for our country and our freedom. Though it’s a holiday that honors all, for most Americans the ceremonies are a highly personal experience. Casualties of Iraq and Afghanistan are fresh in our memories. The services at cemeteries give a public face to our appreciation of their sacrifices. Click here to visit a list of local celebrations printed by the Salt Lake Tribune.

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