Set Yourself Up For Success
Most lenders will pre-qualify you for a loan based on basic income and debt information you’ve provided and a cursory credit check, and they’ll do it within 24 hours. We can do that too. But at Axiom Financial, we go the extra mile. We will actually begin processing your loan at no initial cost* to you. Within 48 hours of receiving all needed documentation, you will be a Pre-Approved Buyer, not just pre-qualified. That means you’ll know exactly how much home you’re qualified to buy and which loan product best suits your needs - before you ever shop for a home.

• You become a cash buyer – you are in a more powerful bargaining position when you make an offer.
• Your real estate agent’s efforts are focused on finding a home within a price range that works for you, avoiding the wasted time and heartbreak of looking at homes outside of your qualification range.
• You will know your loan options and payments.

• All W-2s from all employers for the last two years (or two years’ tax returns)
• Pay stubs from all employers for the last two pay periods
• Bank account statements for the last two months
• If renting, cancelled rent checks for past twelve months
• Any other pertinent income/debt related documents suggested by your
  loan officer
  

3. Your loan officer will contact you to update you on the status of your buying power.

*Processing and appraisal fees may be collected when an offer is written and accepted as required on the Real Estate Purchase Contract.