• W-2s from all employers for the last two years
• Pay stubs from all employers for the last two pay periods
• Bank account statements for the last two months
• Deposit for appraisal and credit report
• If renting, last 12 months of cancelled rent checks

If you are a sole proprietor, partnership or corporation, we will need:

• Federal tax returns for the last two years
• Year-to-date profit and loss statement ¾ signed and dated, please
• Partnership K-1 for the last two years
• Partnership federal tax returns for the last two years
• Corporate federal tax return for the last two years

• Real Estate Purchase Contract - if an offer has been accepted
• Gift letter: donor's name, address, tel. number and relationship to borrower, gift amount
• Social Security or retirement income: award letter and current check stub
• Bankruptcy: signed petition and discharge papers
• Divorce: signed divorce decree
• Commission income: federal tax returns for the last two years
• Child support income: 12 months of cancelled checks
• Alimony income: 12 months of cancelled checks
• Investment property income: rental agreements, federal tax returns for last two years
• Co-signed account: 12 months of cancelled checks
• First mortgage Note